Funding Delay Notice – BMO Merchants (Oct. 23)

Incident Report for Payments Hub

Resolved

This incident has been resolved.
Posted Oct 23, 2026 - 18:48 EDT

Update

BMO has confirmed that the delayed ACH file has been successfully processed for same-day funding. Affected BMO merchants should receive their deposits by the end of the business day today, October 23.

We will continue monitoring deposit activity to ensure funds are posted as expected.
Posted Oct 23, 2026 - 10:58 EDT

Update

We are still working on a finalized funding timeline and will provide our next update by 11:30 AM ET.
Posted Oct 23, 2026 - 10:42 EDT

Monitoring

Some BMO merchants may experience delayed deposits today due to an earlier ACH file processing issue at BMO. The issue has been resolved, and deposits are expected to post later today, pending confirmation from BMO.
We are actively working with BMO and EPX to confirm funding timelines and will provide our next update by 10:30 AM ET.
Posted Oct 23, 2026 - 09:23 EDT
This incident affected: Merchant Processing (Banking Networks - Funding (External)).